Last update:

You are currently visiting Finrex Markets LTD («Finrex», «Company», «We», «Us», «Our») Website, finrex.com. The interactions between Users and Finrex, concerning Personal Data processing, should be governed by this Privacy Policy.

This Privacy Policy outlines the methods by which We gather and utilize the Personal Data You furnish to Us via the Website usage. It elucidates the options at Your disposal concerning Our handling of Your Personal Data and provides details on accessing the information. We hold Your privacy in high regard and approach its safeguarding with utmost seriousness.

1. GENERAL INFORMATION
1.1. This Privacy Policy describes how We collect and use the Personal Data.
1.2. Privacy Policy applies to persons who use Our Website and hence provide Personal Data to Us. It also describes the choices available to You regarding Our use of Your Personal Data and how You can access the information. We respect Your privacy, and We take protecting it seriously.
1.3. Please read this Privacy Policy carefully. By using the Website, You confirm that You understand and agree to the conditions of this Privacy Policy («Consent»). If You do not Consent to such conditions, You can choose not to visit the Website.
1.4. If You wish to withdraw Your consent to the processing of the Personal Data for marketing purposes, you can do so at any time. You can withdraw Your consent by sending an email to a _________. Withdrawal of pre-granted consent to the processing of Personal Data will not affect the legality of the processing that We performed before the withdrawal of Your consent
1.5. This Privacy Policy should be read in conjunction with the Terms of Use and Cookie Policy, which is incorporated herein by reference. All definitions used in the Privacy Policy and not defined herein have the same meanings as those defined in the Terms of Use and Cookie Policy.

2. DATA CONTROLLER
2.1. Data Controller — an individual, whether natural or legal, who chooses how and why any Personal Data is or will be processed (alone, jointly, or in common with other individuals).
2.2. Finrex, a company duly incorporated and registered under the laws of Canada, Company Number BC1395444, company with its registered office at 329 Howe St, Unit #387, Vancouver, BC, V6C 3N2, is the Data Controller that is responsible for the Personal Data collected and used within the scope of this Privacy Policy.

3. DATA PROCESSING PRINCIPLES
3.1. We adhere to the following principles in order to protect Your privacy:
3.2. principle of purposefulness — We process Personal Data fairly and transparently only for the achievement of determined and lawful objectives, and they shall not be processed in a manner not conforming to the objectives of data processing;
3.3. principle of minimalism — We collect Personal Data only to the extent necessary for the achievement of determined purposes and do not keep Personal Data if it is no longer needed;
3.4. principle of data quality — We update Personal Data shall be up-to-date, complete, and necessary for the achievement of the purpose of data processing;
3.5. principle of security — security measures shall be applied in order to protect Personal Data from unauthorized or unlawful processing and against accidental loss, destruction, or damage, using appropriate technical and organizational measures;
3.6. principle of individual participation — the persons shall be notified of data collected concerning him or her, the persons shall be granted access to the data concerning him or her and the persons have the right to demand the correction of inaccurate or misleading data.

4. INFORMATION THAT WE GATHER AND HANDLE
4.1. Under this Privacy Policy We collect Your Personal Data.
4.2. Personal Data includes, but not limited to:

Personal Data	When We collect	How We use	Why We use
Last name, first name, login, password	In registration procedure	We use Your Personal Data to register You as a User and identify You in Our Services. Login and password You can use to log in on the Website.	Necessary for the performance of a contract with You.
Email, phone number	In registration procedure	Use email to restore Your account. We use it to notify You about changes to Our Terms of Use, Privacy Policy or Cookie Policy; to communicate with you.We use Your email address to inform You about the latest updates of Our Services and other products You may like. If You have subscribed to Our newsletter, We may send You marketing communications and information that will create an excellent customer experience	Necessary for the performance of a contract with You.Only with Your explicit consent.
First name, last name	In registration procedure	We use the Personal Data as part of Our due diligence / KYC procedure on Our “Know Your Customer” KYC portals and to identify You in Our Services	Necessary to comply with a legal obligation.
Unique identifiers, browser type and settings, device type and settings, operating system, mobile network information, Your location. We also collect information about the interaction of Your browsers and devices with Our services, including OS, IP address, URL of Your request	When You use Our Services	We use it to optimize Our service and to improve Our Website, Services, direct marketing, User relationships, behavior profiling and experiences	Necessary for Our legitimate interests.
Selfie of the User	In registration procedure	We use Your Personal Data to register You as a User and identify You in Our Services.	Necessary for the performance of a contract with you.
Passport, driving license	In registration procedure	We use Your Personal Data to register You as a User and identify You in Our Services.	Necessary for the performance of a contract with you.

4.3. There are several ways and circumstances in which We may obtain Personal Data from You, including but not restricted to, access to the Finrex, when You go to Our Website, use contact Us form, fill User`s Form, contact Us by way of email address _________. We shall be entitled to combine Personal Data collected in the course of Your interaction with different sections of the Services with any other relevant available information.

5. SHARING YOUR PERSONAL DATA
5.1. Where permitted by privacy and data protection law, We may need to access Your account and/or disclose information about You (including electronic identifiers such as IP addresses):
5.2. if permitted or required by law.
5.3. if required by any court or other regulatory authority, regulatory authority, governmental or law enforcement authority.
5.4. where necessary in connection with litigation or imminent litigation; and/or
5.5. combined with the sale or potential sale of all or part of Our business.

6. LEGAL GROUNDS FOR DATA PROCESSING
6.1. By using Company`s Services the User gives its consent to receive the information required for Company`s Services in accordance with legislation requirements.
6.2. If You are a resident of Canada You have the right to privacy, and all processing of Personal Data is done in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA).
6.3. If You are located in the European Economic Area (EEA) privacy rights are granted and all processing of Personal Data is performed in accordance with regulations and rules following the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of Personal Data and on the free movement of such data, known as the General Data Protection Regulation (“GDPR”).
6.4. If You are located in Brazilia, all processing of Personal Data is performed in accordance with regulations and rules following the Lei Geral de Proteção de Dados (“LGPD”).
6.5. If You are located in Australia, all processing of Personal Data is performed in accordance with regulations and rules following the Privacy Act 1988.
6.6. If You are located in New Zealand, all processing of Personal Data is performed in accordance with regulations and rules following the Privacy Act 2020.
6.7. If You are located in the United Arab Emirates, all processing of Personal Data is performed in accordance with regulations and rules following the Federal Decree Law No. 45/2021 on the Protection of Personal Data.
6.8. If You are located in other countries that are not mentioned above, all processing of Personal Data is performed in accordance with regulations and rules of the following countries.
6.9. We may share Your Personal Data with other contractors exclusively for the provision of Services. This includes various tasks such as the analysis of Personal Data, email delivery, hosting services, customer service, and, if applicable, marketing assistance.
6.10. Processing of Personal Data is carried out with a high level of security and with a high level of confidentiality — the information is not public and is available to the Company, the User and the potential Lender only on condition that the User makes a request and gives his consent.
6.11. All aspects of Your Personal Data are governed by Our Privacy Policy, and You agree to the collection of such data through the Website; therefore, We recommend, and You should make sure that You carefully read the provisions of the Privacy Policy.

7. YOUR CONSENT
7.1. By agreeing to this Privacy Policy, You confirm that You have attained the age of majority or the legal age in Your jurisdiction (typically 18 or older), assume full responsibility for all Your actions, and comprehend the terms outlined in this Privacy Policy. Upon submitting Your Personal Data to Us through the User Form, Website, or any other means, You unequivocally and unconditionally Consent and agree that We have the right, in accordance with this Privacy Policy:
7.2. to process Your Personal Data in any manner, encompassing collection, storage, utilization, disclosure, sharing, and transfer (including cross—border) of the provided Personal Data, as well as Personal Data gathered from Your utilization of the Services (such as Personal Data collected automatically and/or from other sources); and
7.3. to utilize Cookies and similar technologies for the collection of Your Personal Data.
7.4. We assume that all Users have carefully read this document and agree to its content. If one does not agree with this Privacy Policy, they should refrain from using the Services.

8. YOUR PRIVACY RIGHTS
8.1. We admit and respect the right to privacy and understand the importance of protecting Personal Data. Pursuant to the law applicable to You and subject to certain conditions, You have a number of rights concerning the Personal Data that We process.
8.2. The rights which Users have:
8.3. Right to information: We provide transparent and clear information about the methods of collecting, controlling and processing Personal Data.
8.4. Right to access. You may contact Us to get confirmation as to whether or not We are processing Your Personal Data.
8.5. Right to withdraw Consent. In case Our processing is based on the Consent granted, You may withdraw the Consent at any time by contacting us. You can withdraw Your Consent at any time by replying to the email with Your withdrawal and Your Personal Data will be deleted in 48 hours.
8.6. Right to object. In case Our processing is based on Our legitimate interest to run, maintain and develop Our business, You have the right to object at any time to Our processing. We shall then no longer process Your Personal Data unless for the provision of Our Services or if We demonstrate other compelling legitimate grounds for Our processing that override Your interests, rights, and freedoms or for legal claims.
8.7. Right to restriction of the processing. You have the right to obtain restriction of processing of Your Personal Data, as foreseen by applicable data protection law, e.g. to allow Our verification of the accuracy of Personal Data after Your contesting of accuracy or to prevent Us from erasing Personal Data when Personal Data is no longer necessary for the purposes but still required for Your legal claims or when Our processing is unlawful. Restriction of processing may lead to fewer possibilities or the impossibility to use Our Services.
8.8. How to use these rights. To exercise any of the above—mentioned rights, You should primarily use the functions offered by Our Services. If such functions are not sufficient for exercising such rights, You shall send Us a letter or email to the address set out below, including (but not limited to) the following information: full name, phone number, email address.

9. STORING OF PERSONAL DATA AND DELETION
9.1. We keep Personal Data for as long as it’s required to provide Our Services. For the sole purpose of carrying out a communication or as strictly necessary for Us in order for Us to perform the Service You requested, this Section shall not prohibit any technical storage or access to the Personal Data.
9.2. We strive to anonymize the data when possible. If You decide to exercise Your right to erasure We will also inform Our Service providers to delete all Your data.

10. CHILDREN
10.1. We never sell any Services to children. If You are under 18, You can use our website only under the supervision of a person performing parental duties. We never intentionally collect Personal Data from children under 18 without the consent of a person performing parental duties.

11. TRANSFER OF DATA
11.1. Your information, including Personal Data, may be transferred to and stored on computers located outside of Your state, province, country, or other governmental jurisdiction. In such locations, data protection laws may differ from those in Your jurisdiction.
11.2. Please be aware that We transfer and handle data, including Personal Data, to the European Union if You choose to send it to Us while You are not in the country.
11.3. Your agreement to the transfer is shown by Your acceptance of this Privacy Policy, Website usage continuation, and Your submission of such information.
11.4. Finrex is committed to taking all reasonable steps to ensure the secure treatment of Your data in accordance with this Privacy Policy. No transfer of Your Personal Data will occur to an organization or country unless adequate controls are in place, including the security of Your data and other Personal Data.

12. DO NOT TRACK SIGNALS
12.1. Do Not Track is a preference You can set in Your web browser to let the websites You visit know that You do not want them collecting data about You. At this time, this Website does not respond to Do Not Track or similar signals.

13. INFORMATION SECURITY
13.1. We are concerned about protecting Personal Data. We safeguard the information that is supplied to us both during transmission, and after We receive it by adhering to widely recognized industry standards. We keep administrative, physical, and technical security measures in place to give Your Personal Data an adequate level of protection. Furthermore, We also ensure that Your Personal Data remains safe from loss, unauthorized access, alteration, falsification, destruction, and disclosure when We or Our contractors process it. Appropriate administrative, technical, and physical measures are used to accomplish this.
13.2. Your Personal Data is stored in ________ hosting, but We reserve the right to change hosting as needed.
13.3.There isn’t a completely safe way to store or transmit data electronically over the Internet. As a result, We are unable to guarantee complete security.
13.4. We do not process any form of sensitive data or criminal offense data. Additionally, We do not engage in profiling of Personal Data.

14. LINKS TO OTHER SITES
14.1. Our Services may contain links to other sites that are not operated by us. If You click on a third—party link, You will be directed to that third party’s site:
14.2. We strongly advise You to review the Privacy Policy of every site You visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third—party sites or services.

15. APPLICATION OF THIS PRIVACY POLICY
15.1. This Privacy Policy applies to the Services We provide. However, once You are redirected to another Services, website, or app, this Privacy Policy becomes no longer applicable.

16. CHANGES AND UPDATES TO OUR PRIVACY POLICY
16.1. At intervals, We may revise this Privacy Policy. We recommend You periodically revisit and review this Privacy Policy to stay informed about the Personal Data We collect, how We utilize it, and with whom We may share it.

17. FEEDBACK
17.1. Users can contact the Company through the Website’s the Company’s contact form, or by email at __________.